Xero
Beautiful cloud accounting for small business.
Visit Xero →Best Accounting Software for Startups (2026)
We ranked the top 2 accounting software tools for startups, weighing pricing, features and verified user ratings.
Wave
Free accounting and invoicing for the self-employed.
Visit Wave →Top picks reviewed
#1
4.4
Xero
Beautiful cloud accounting for small business.
Pros
- ✓Clean UI
- ✓Unlimited users
- ✓Strong integrations
Cons
- ✗Payroll limited by region
- ✗Phone support sparse
#2
4.3
Wave
Free accounting and invoicing for the self-employed.
Pros
- ✓Free core features
- ✓Simple
- ✓Good for freelancers
Cons
- ✗Paid payments/payroll
- ✗Limited scaling