Xero vs FreshBooks (2026)
A side-by-side comparison of pricing, features and real-world ratings to help you choose between Xero and FreshBooks.
| Feature | Xero | FreshBooks |
|---|---|---|
| Category | Accounting | Accounting |
| Starting Price | $15/mo | $19/mo |
| Free Trial | 30-day trial | 30-day trial |
| G2 Rating | 4.3 / 5 | 4.5 / 5 |
| Best For | Small Teams | Freelancers |
| Reviews | 3,000 | 4,400 |
🏆 Our Verdict
Xero is our overall pick, scoring 4.4/5 across 3000 reviews. That said, FreshBooks remains a great option if you prioritise freelancers. Read the breakdown below before you decide.
Head to head
Xero
Xero
Beautiful cloud accounting for small business.
Visit Xero →Pros
- ✓Clean UI
- ✓Unlimited users
- ✓Strong integrations
Cons
- ✗Payroll limited by region
- ✗Phone support sparse
FreshBooks
FreshBooks
Invoicing and accounting built for freelancers.
Visit FreshBooks →Pros
- ✓Super easy
- ✓Great invoicing
- ✓Good support
Cons
- ✗Client limits on plans
- ✗Less robust accounting
Frequently asked questions
Is Xero better than FreshBooks?
Based on aggregated ratings, Xero edges ahead with a 4.4/5 score. The right choice still depends on your budget and use case — Xero suits small-teams, while FreshBooks is strong for freelancers.
Which is cheaper, Xero or FreshBooks?
Xero starts at $15/mo and FreshBooks starts at $19/mo.
Does Xero or FreshBooks offer a free trial?
Xero: 30-day trial. FreshBooks: 30-day trial.